Refinance CAP1 - myFICO® Forums - 6003488

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I have a CAP1 auto loan at 8.6% APR, 2.5 years left. is it it worth it to refinance?

My Credit Score is low 600s, Can anyone reccomend another lender?

AMEX Platinum NPSL

AMEX Business Gold NPSL

AMEX BCP $20,000

AMEX Hilton $2,000

AMEX Business Prime $21,000

Discover IT $12,100

CITI Costco $6,100

Chase Freedom Unlimited $1,000

NFCU AMEX $24,000

NFCU Platinum $18,800

NFCU Flagship $30,200

Citi Rewards $3,000

US Bank Platinum $4,000

PayPal Credit $2,100

NFCU Auto Loan $39K 2.29%

NFCU AMEX $32,000

NFCU Go Rewards $25,000

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I would look at credit unions.

Rebuild started in 2014 - $100k unsecured credit in 2017 - $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

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DCU looks at your EQ5 mortgage score,

AODFCU 3%CB Visa Signature $10,000 @9.99%

Langley FCU Cash Back Visa $7,500 @ 15.00%

DCU Platinum Visa $5,000 @ 15.25%

NFCU Platinum Visa $4,000 @ 14.99%

Discover IT Student $2,000

Amex Delta Platinum AU $1,700

Amex Delta Gold AU $1,000

PayPal MC $5,000

PayPal Credit $3,500

Amazon Prime Store Card $3,000

Care Credit $5,000

SamsClub $2,500

Cap1 Walmart MC $400

WF College Card $1,200 @15.15%

Genesis Kay $5,100

Best Buy Store Card AU $5,000

Target RedCard $500

Macy's Citi Store Card $6,500

Sold my soul for the Gold card, and was given a measly $666 VPSL

Ford Motor Credit 72mos @ 0%

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