My wife and I purchased her 2013 Hyundai Sonata on Valentine's Day 2014 with a terrible rate of 19% through Exeter Finance. After a year and three months and an improved credit score I was able to refinance with Notre Dame FCU at 5%! Her monthly payment dropped from $431 to $288 and we couldn't be happier!
Starting Score: TU 649 EX 632 EQ 603(6/15)
