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Hey all, my Experian fico 8/auto is my highest credit score, I'm expecting my other two bureaus to catch up this weekend when on time payments and other things report. I know they utilize US Bank, Ally, Chase, and Santander for leases, and I'm in central Florida, just wondering if I could just order and apply now hoping they really look at only the Experian or just wait until next week.
I just applied for Tesla Financing (Santander) on a purchase and they pulled Experian only. It's possible they go a different route for Lease.
I was approved for the 3.49% special financing promo currently running, and will pick up my car today.
Tesla offer prequalification once you build the car. Soft pull.
ETA: At least they used to, playing on their website right now I can't find it.
I'm leasing my M3, Santander soft pull for prequal, and Equifax for the approval.