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Thoughts, advise, comments...please

tag
sab1
Member

Thoughts, advise, comments...please

Scores are TU 703, EQ 702. Was pre-approved by local CU for $30,000 7.99% new, 8.49% used. I am looking at '12 Prius V or Prius. Dealership has Prius V 3 model for net $24,988 or a Prius 3 for net $23,250. I do not have a down payment. I have an appointment on Saturday, 6/30 to see the vehicles. I plan to go to Carmax first before going to Toyota dealership to appraise my '08 Tundra Crewmax, just to get an idea of what I should get for the truck. I owe $19,500 on it. Anyone have any suggestions on what else I should do? Thanks in advance.
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1 REPLY 1
Anonymous
Not applicable

Re: Thoughts, advise, comments...please

Those interest rates for the CU are extremely high for someone with 700+ scores. Most CUs are offering in the 1.99%-2.49% range for new cars, and maybe .5% higher for used. The dealer will be able to easily beat those rates if you are buying a new car.

 

I would not finance with the CU in this case.

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