Toyota Finanical

[ldkcivilservant]

Anyone used them recently? Experiances? We close on our house next week, and then we'll be looking to finance a 2020 Carolla for the wife.

Scores are both 770+, so tier 1 - and we plan to get this done before the mortgage reports so we don't have that major ding.

Thanks!

[Anonymous]

Yup, I've paid off one vehicle through Toyota Financial - a '15 Lexus RC 350 F Sport and am currently leasing a '19 Lexus LC 500 through Toyota Financial as well. Easy to work with, easy approvals, fast funding for the dealer and they've always approved me with no proof of income, proof of residence, etc. I believe they pull Experian FICO Auto 3. What would you like to know?

[CramEiko]

I've had TFS the past 3.5yrs on a used 2013 Toyota. Only had 1 issue of them not seeing a payment schedualed for Christmas last year. Emailed screen shots of schedualed payment date with email confirmation of proof of payment set up. Other than that, I have nothing bad to say. TFS has been easy to access on both laptop and or mobile app. Financing took less time than the negotiations did (attempting to walk out kind of helps too). I think my fico was around 805 at that time. My favorite part was that I said "I know my score, I only want this and this to be run on my credit". They did run a 3rd bank that was not on my list. It was TFS. It was close to .5 pt less than the other banks I came in the door with. So win, win.

Good Luck!