TransUnion Auto Loan Pullers?

[grillandwinemaster]

My FICO friends! I need some quick help.  I'm getting ready to apply for an auto loan, and TU is by far my highest score. i want to walk in to the dealer pre-approved.   Does anyone know of any credit unions, or banks that pull TRansunion?  I'm looking for about $13-$14,000.  I am located in southern california.  My scores are as follows:

Transunion 697

Equifax 676

Experian 648

I found a lot of experian pullers here in SoCal.  Any help would be greatly appreciated!  

Please help!

[rukati81]

hi there

i live in Nor Cal area n my CU pulls Transunion. just got my vehicle refinanced with scores of 644..SAFE credit union is the name

[grillandwinemaster]

Thank you Rukati, i will look into them. Many thanks! Much appreciated. 

Any other suggestions, please advise. 

[phrza81]

I just put up a new post and this might not apply to your loan amout you are looking for but I got approved with Mercedes (MBFS) with my TU 656 and EX 530. Initially I got denied but the dealers Financial manager was able to recon the approval by pushing TU report.

If you so happen to find a car, CPO or use, at the price point you need it in at a Mercedes dealer, youll might be able to get a loan through them. Just speak to and work with a finance manager to push your TU credit report for the approval.

Im in Southern California, Orange County.

[grillandwinemaster]

To phraz1,

Just curious, did you get your loan w MB financial services on a non MB?

The vehicle im trying to get is a Chrysler 200 for my 16 year old daughter. I have purchased from Lexus of Riverside in the past, on non Lexus vehicles, but they were cash deals.  Please let me know, this can be useful info. Thanks in advance fir your help.

[grillandwinemaster]

Or possibly a Nissan Altima. For whatever reason, she favors the Chrysler 200😕

[phrza81]

I got the approval and finance from Mercedes Benz finance services directly on a new lease. 

If you take your 3B reports to a finance manager and show him/her what to expect when they pull your credit and request to push your Transunion, he or she may do so. I think they will finance a non MB that's a used vehicle on their lot but not finance a new Chrysler from a Chrysler dealership, if that is what your asking.

best thing to do is ask them.

[Anonymous]

Audi and Volkswagen do TU.

[Anonymous]

Just ask.  Call the dealer and ask for the finance manager and just ask what bureau is pulled.  They'll tell you.  You can also do the same for banks I'm sure.  No harm, no foul and this way you'll know for sure ahead of time.

[Anonymous]

Would love to know who pulls Experian for autos here in SoCal---everyone does seem to pull EX for credit cards here.