Ugly day!

[Anonymous]

I have found a problem with this for me though.  It looks like about 1/3rd of the banks my dealers put me through didn't code them as Auto.  This will likely end up being the reason I am denied by Citi.  They told me they would ignore the auto pulls, but couldn't ignore the ones that aren't coded as auto.

[Walt_K]

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@babbles wrote:

Hey, I am wondering now if these multiple auto pulls didn't hurt or count as one as  previously stated by some.  On Saturday, the dealer showed me a 773 with EQ.  On Sunday morning I pulled a FICO through MyFico that reflected 742 and USAA today sent me something that reflected 742 from their pull on Last Monday as well.  I guess the dealer's score he gave me wasn't a true FICO?  Could I have truly lost that many points from 4 auto pulls from EQ in a week period?  Thanks.

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If you had a 742 last Monday, and the dealer showed you a 773 on Saturday, and now you still have a 742, I am guessing the dealer showed you an auto enhanced FICO.  You didn't lose 31 points, you're just comparing two different scoring models, though both are FICO scores.

[babbles]

thanks, i have to get educated on enhanced models!