@jsucool76 wrote:
@corymcd88 wrote:What CRA does VW credit pull? What income and CS do you need to have? I have low 700 across the board.
VW pulled TU for me. The dealership itself pulled all 3, and i guess submitted TU to VW Lending since it was my highest score by about 60 points.
Cap1 approved me for 1.9%, and the dealership came back with 4.9% from VW, but allowed me the ability to get over $1000 off. After some discussion, the finance manager straight up told me they marked my APR up by 2% and knocked it down to 2.9%.
Two thumbs up for getting the interest rate knocked down to what the lender quoted! Congrats 