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Does Volvo have financing? What credit model do they use?
Volvo has their own financing arm, similar to other manufacturers....Volvo Car Financial Services...
However, I don't know what FICO model they use or which CB they pull. It would not surprise me if it was state-dependant on CB with a lean toward EX and in my history, most Captive Automotive Finance companies from manufacturers aren't using "Auto Scores" and instead rely solely on F8