@SirTilus wrote:
Good morning all!
So here is the scenario; I currently have an auto loan with GM financial with an extremely high interest rate (19.45%) to be exact. It was a tough time and needed the 2nd car. I've been working on my credit for the last few months and made some strides. Back in October I was in the mid-high 400s...currently hovering around 600 with all 3 bureaus. I really need to get this monthly payment down. What is the best way to refinance? What do I need to qualify for one? Balance on loan is about 18K and monthly payment is 540.
Thanks in advance!
you can check pre-qual for cap1 auto refi I believe.
but best would be to look into a local credit union, they can look beyond the score more often.
