My EQ score is good and I applied to Wells Fargo Auto for an auto loan. I was initially denied and when I called to ask why, an underwriter called me back and said that he was going to approve me until he pulled my EX report. He said they do this so they can cross reference any address differences. Has anyone ever heard of this happening? My EX sucks!!! ANd Citi Auto told me that I had too many inquiries and refused to reconsider. My credit union told me too many inquiries too. What else can I do? Need a company that only looks at EQ.