Wells Fargo auto refi ?

[Anonymous]

I need to refinance one of my vehicles. Any one know how flexible they are when it comes to a fico @ 595. Also I have never been late on either payment , had both cars for 3yrs. now. Please anyone have any experiences with them??

[Anonymous]

---

@Anonymous wrote:
@I need to refinance one of my vehicles. Any one know how flexible they are when it comes to a fico @ 595. Also I have never been late on either payment , had both cars for 3yrs. now. Please anyone have any experiences with them??

---

What are you trying to accomplish?

What are you trying to refinance?

What are your goals for the refi?

[Anonymous]

We are trying to free up a little money each month. Times are gettin a little tight. We are trying to refi a 2005 Dodge Durango  or 2005 Town and country. We  wanted  to lower or interst rates. They're @ 18 and 24 %. Our goal is to be able to buy a home in about a yr. so anything we can set aside towards the purchase would be great. Not to sure of what to do . We are new to this refi thing and just want to do what would truly benefit us.

[Anonymous]

They probably have no reason to refi for you.

Do you belong to a credit union?

Are you or you spouse in the military?

DO you have any family members in the military?

Realistically: you need to get your scores to 650+ before you even think of buying a house.

You may need to get an additional job or source of income.

If money is "getting tight" from where it was a house purchase may not be the way to go.

Dollars to donuts an apartment rent is cheaper then a house.

[Anonymous]

No to all the military questions.

we are very aware of the 650+ score our goal is to reach that in 1 yr.

thanks for your input 

[Anonymous]

What types of reasons do I need in order to refi ? Just wondering.