What can I expect with FICO scores of:
TU: 653, EX: 671, EQ: 647
And a cosigner (My Dad) with scores of mid to upper 700's?
I'm interested in an auto loan and with the recent news of creditors tightening up I am curious what kind of interest rate you guys might predict. The negatives on my credit report are about a year and a half old and come from being an idiot in college and not realizing the severity of not paying the minimum monthly payment several times for a $120 balance on a credit card. I'm not sure what factors are considered when I apply for an auto loan but my salary is $55,000 and I own a car but have never financed one, so I have no auto loan history.
Thanks in advance.
