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What score does Hyundai pull?

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Ford725
Established Contributor

Re: What score does Hyundai pull?


@sccredit wrote:

@Anonymous wrote:

@Ford725 wrote:

Congrats!!!! I ultimately was approved for a 2015 Sonata Limited 2.0T in white. My rate turned out to be 1.128% for a 48 month lease. My first NEW car!!! I've always bought used. Smiley Very Happy


That's the car I'm looking to buy in December. I  was looking at CPO Infinitis, but came across the Sonata with the same features for half the price. The wait is killing me. 


Having owned both Infiniti and Hyundai i will caution you that comparing the two is apples and oranges.  If you are shopping just features fine but if you are looking at the overall driving experience the Hyundai won't compare.  


The Infiniti's I priced were SPARTAN feature wise compared to my Sonata........Smiley Frustrated  And another nice bonus is the resale on my Hyundai is almost neck and neck with the Honda Accord....Smiley Very Happy

Current Scores: FICO08 670 EQ, FICO08 703 TU, FICO08 661 EX
Goal Score: 700's all 3 (07/2016)
Walmart $6k | Chevron $4k | Firestone $2.2k | Capital One Venture $5.4k | Quicksilver One MC $1.3k | Capital One Platinum MC $1k | Bloomingdales $12k | Amazon Prime $6k | Ebates Visa $12k | The Gap Visa $7k | Banana Republic Visa $7 | Brylane Home $2.6k | Express $2.5k | Overstock $1.85k | Macy's $11.3k | Stash Visa $12k | Lowe's $12k | Care Credit $5k | Macy's Amex $2.1k | Chase Amazon Visa $.5k | Cabela's Club Visa $2k
Message 11 of 16
Anonymous
Not applicable

Re: What score does Hyundai pull?


@sccredit wrote:

@Anonymous wrote:

@Ford725 wrote:

Congrats!!!! I ultimately was approved for a 2015 Sonata Limited 2.0T in white. My rate turned out to be 1.128% for a 48 month lease. My first NEW car!!! I've always bought used. Smiley Very Happy


That's the car I'm looking to buy in December. I  was looking at CPO Infinitis, but came across the Sonata with the same features for half the price. The wait is killing me. 


Having owned both Infiniti and Hyundai i will caution you that comparing the two is apples and oranges.  If you are shopping just features fine but if you are looking at the overall driving experience the Hyundai won't compare.  


Luxury cars would be more of a liabilty than an asset at this point in my life. I might drive a  combined 2 hours a week and live in a place with extremely high insurance rates in addition to parking on the street. It finally came down to dollars and cents-I simply don't drive enough to justify the cost of a car that will sit 98% of the time. I think this means I'm officially old Smiley Sad

Message 12 of 16
Anonymous
Not applicable

Re: What score does Hyundai pull?

Old I am too. I am planning to buy a crossover and I want all the features but I realistically spend an hour a day in the car at most and much of that is sitting in my car when I get somewhere or home while I gather my things and decide to get out. I've had my car for 9 years and it's been awesome, zero problems but its starting to show its age this last year and I suspect I'll have to start replacing things soon. I have a garage so I'm safe from the street parking issue but I too am looking at Hyundai because I simply can't justify the premium of a luxury brand given how little I drive. I mean that's partly me talking myself out of it since I rarely allow myself to be dollar smart and buy a cheaper option.

To the OP question. I don't know, but those of you saying you had multiple pulls, do they specifically say Hyundai MF or something or are the pulls from other creditors the dealer is shopping around for? It doesn't really matter what they pull because my scores across all 3 are consistently in the same brackets.

Message 13 of 16
DantGwyrdd
Frequent Contributor

Re: What score does Hyundai pull?

East coast here (CT) and HMF pulled TU. What kind of score it was exactly I do not know.

Message 14 of 16
Ford725
Established Contributor

Re: What score does Hyundai pull?

It was HMF on all three. I suspect it may have been because of the fraud alerts I had on all as well.

 

Current Scores: FICO08 670 EQ, FICO08 703 TU, FICO08 661 EX
Goal Score: 700's all 3 (07/2016)
Walmart $6k | Chevron $4k | Firestone $2.2k | Capital One Venture $5.4k | Quicksilver One MC $1.3k | Capital One Platinum MC $1k | Bloomingdales $12k | Amazon Prime $6k | Ebates Visa $12k | The Gap Visa $7k | Banana Republic Visa $7 | Brylane Home $2.6k | Express $2.5k | Overstock $1.85k | Macy's $11.3k | Stash Visa $12k | Lowe's $12k | Care Credit $5k | Macy's Amex $2.1k | Chase Amazon Visa $.5k | Cabela's Club Visa $2k
Message 15 of 16
sccredit
Valued Contributor

Re: What score does Hyundai pull?


@Anonymous wrote:

@sccredit wrote:

@Anonymous wrote:

@Ford725 wrote:

Congrats!!!! I ultimately was approved for a 2015 Sonata Limited 2.0T in white. My rate turned out to be 1.128% for a 48 month lease. My first NEW car!!! I've always bought used. Smiley Very Happy


That's the car I'm looking to buy in December. I  was looking at CPO Infinitis, but came across the Sonata with the same features for half the price. The wait is killing me. 


Having owned both Infiniti and Hyundai i will caution you that comparing the two is apples and oranges.  If you are shopping just features fine but if you are looking at the overall driving experience the Hyundai won't compare.  


Luxury cars would be more of a liabilty than an asset at this point in my life. I might drive a  combined 2 hours a week and live in a place with extremely high insurance rates in addition to parking on the street. It finally came down to dollars and cents-I simply don't drive enough to justify the cost of a car that will sit 98% of the time. I think this means I'm officially old Smiley Sad


Don't get me wrong, I am not saying that the Hyundai is not a nice car.  We had a Santa Fe Limited and it was very nice.  We looked hard at the Sonata when we bought DW's Infiniti.  In the end we got a fully loaded G37 for $33k.  The deal was right, the rate was right (0.9%).  She only drives 8k miles a year so she' ll have it for 10 years.  I, on the other hand, drive 35k miles a year and was shopping hybrids before the company let me go to Lexus and pick out my RX at no cost to me.  

Message 16 of 16
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