What should I do?

[DaniBananiie]

At the end of this year, I'm buying a 2013 GM Terrain. I already belong to two credit unions, and Chase Bank. I want to join Pended, but I understand they do a hard inquiry. Should I wait until I start shopping around to join, or should I just take the hit now?

[Dustink]

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@DaniBananiie wrote:

At the end of this year, I'm buying a 2013 GM Terrain. I already belong to two credit unions, and Chase Bank. I want to join Pended, but I understand they do a hard inquiry. Should I wait until I start shopping around to join, or should I just take the hit now?

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You likely don't need penfed, between those three. Somebody is bound to be able to offer a good rate.

[Anonymous]

I agree with "Dustink"

You may get a better deal somewhere else.

Suggest, since you are looking at a GM Vehicle, why not open a GM Credit Cards that may provide

you with additional Benefits.

https://www.gmcard.com/core/about-the-card

[maiden_girl]

If you're looking at a GM vehicle...I'd look into applying with ALLY Bank Good luck!