Was checking a document that was sent to me from car loan co.. That paper for the sixth payment principal balance was 27924.83 .
Now looking at my monthly statements at the sixth payment the principal balance was 28504.35. the difference was 579.52 .
So the cfpb that I said I complain was actually the OCCC (TX Office of Consumer Credit Commissioner) do not remember if they where refered from the cfpb.
The OCCC, BBB, and Tx Atty were the three places where I filed complains. Looks like all of them do have personal the know how to check my type of complain. The OCCC said they were go to do an amorthization schedlue, maybe never did one.
The main problem is that Lincoln Fin. seems to have two accounting books. The first system is the one where they send me a copy of transactions which seem th have a correct balance. The Second is a system that prints and mails to me the bill to pay, showing a different balance from the first system. The is the one that I have to pay off, not the other one.
The above paragraph is what I send to OCCC, BBB, and Tx Atty.
So that finance co. has 1) bad computer accounting system, 2) personal that do not know they have a bad computer accounting system, and 3) just plain fraud by someone there.
So I will report to the IRS the problem and try to contact a suprrvisor at OCCC.
Thanks everyone for your reply.
