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Which Scoring Model Does Bank of America Use for Auto Loans?

Have1
Regular Contributor

Which Scoring Model Does Bank of America Use for Auto Loans?

A quick question that I haven't been able to run down through my searches here:  Which scoring model does BoA use for auto loans?  If there is a "What score do they pull" thread I couldn't find it, but I would love to bookmark it for future reference.

 

Background:  I received a denial of credit letter from BoA (Dealer Shotgun App) that stated my score at time of application was 717 from Experian on a scale of 250 to 900.  So, obviously an industry score.  But it isn't a match for any scores I have from that time frame.  I'd like to be able to attribute it to a scoring model for my records and future awareness.

 

I already had  an NFCU loan approval in place and the reason for denial was the mileage of the vehicle, not creditworthiness.  So I only care because I am trying to understand the process.

 

Thanks for any input.   

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