Who does USSA pull for credit???

[theo78]

I was wondering if anyone knew who USAA pulls for credit and what their requirements are? Also, who do they pull for credit cards???

[Anonymous]

My understanding is that USAA pulls EQ nearly 100% of the time, except for mortgages and major loans which will pull all three.

Here is a recent USAA thread in which we discussed many such topics:

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=153450

[trudawg660]

something I am curious about when you apply for a loan obviously they check your credit score and report. but do they check the standing of your accounts you have with them. like how much you owe on your credit card.

[DanielPlainview]

I don't know if they'll look at your balance but whenever you do anything, even the simplest of things, they check to see if all of your other accounts (insurance, checking, and CC) are all in good standing. If one account is late or otherwise not in good standing for whatever reason it will adversely affect the rest of your accounts and your ability to get new services from them, like a new loan.    

FWIW, I advise against using them for everything they offer--maybe just one or two services.  If you ever have a dispute with them or if something goes wrong, they can and will make your life hell (Yes I know other people swear by them but I am not a big fan).  

Message Edited by DanielPlainview on 04-20-2009 01:31 PM