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Folks,
Which banks, Credit unions, etc., pull Experian?? And a Much Harder question, do Any of them do Classic car loans...My FICO Score is 615, I know, Not Good,
but my Work and Income is Great, and my Wife has a 740 Experian score and she will co-sign....Thanks!
Your options for a classic car are limited. I know DCU does them but thats EQ.
@sccredit wrote:Your options for a classic car are limited. I know DCU does them but thats EQ.
Actually very limited. Classic cars are hard to value. If you do find a lender you may have to have a professional certify the value of the car. Insurance is tough for these cars too. It's the replacement value. You can google classic car lenders and question them about who they pull and the aprs they will charge. In the early 00s I bought a 73 Mustang and had to pay for it with a HELOC. Only found one lender online willing to finance and they wanted FICOs in the mid 700s. Their apr was too high also. For insurance I had to have the value professionally certified. Hope everything works out for you. Loved the Mustang!
@Turboba6 wrote:Folks,
Which banks, Credit unions, etc., pull Experian?? And a Much Harder question, do Any of them do Classic car loans...My FICO Score is 615, I know, Not Good,
but my Work and Income is Great, and my Wife has a 740 Experian score and she will co-sign....Thanks!
Collector car financing options do indeed exist but you will likely want your wife as the primary borrower.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |









