Why was I denied auto loan? What should I do next?

[Anonymous]

Cool, just looked at my quizzle score and it says vantage score is 721. That's equifax correct? Is that what dcu will pull so maybe I'll qualify for 1.24%

[Remember0]

Vantagescore is a FAKO and doesn't count. Quizzle is EQ though. I've heard reports that DCU pulls essentially the same score as this website.

[Anonymous]

Quizzle also confirmed the account in collections was medical, I was about 95% sure it was but that confirms it. 48$ balance when sent to collection. How stupid...

[Anonymous]

Well that's good news. What's fako stand for?

[Anonymous]

Just looked over the entire process of getting the account removed from my credit report and it seems overwhelming, but one step at a time I suppose. I'm gonna print the dispute form tomorow and handwrite it exactly as they say and mail it Friday.

[Remember0]

FAKO doesn't stand for anything. Just it's a fake FICO score, so sort of worthless and doesn't have any predictive value.