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at least 10.00%?????

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at least 10.00%?????

So ive been working on my credit for a couple months and only have it up to 572 EQ and 571 TU. I just deposited money to get my cap one secured card so hopefully that jumps up my score a bit. 

 

I am wondering if people get loans of anywehre around 10% with this low of a score? Im not sure what my auto enhanced score would be i had an auto loan that ended back in 1013 that had four 30 day lates on it. The last one being in July of 2013. Would my auto enhanced score be lower or higher?

 

I am really wanting to wait until april to purchase a used car but im not sure if my current car will make it that long. Its starting to act up.


Starting Score: EQ 8/14 545
Current Score: EQ 640
Goal Score:650 650


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Valued Contributor

Re: at least 10.00%?????

I was about a 580 when Wells Fargo Dealer Services financed me at 9%

Ch 7 Discharge 3/12/2018
Cap One QS1 $3,500, Wayfair $5,000, Blaze MC $3,000, Kohls $1,000
Infiniti Financial lease

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Contributor

Re: at least 10.00%?????

thats good to hear. 

 

Is this common at around 580? I just dont want to get screwed by deep deep sub prime numbers.


Starting Score: EQ 8/14 545
Current Score: EQ 640
Goal Score:650 650


Take the myFICO Fitness Challenge
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