auto refinance

[morgan320i]

wondering if anyone had any ideas on banks who will refinace an older car, i have an 06 f250 diesel 139k milesl the kbb is still over 22k,  my current loan is at a horible interest rate and a 518$ a month payment, payment is not an issue, but the interest is, my credit score since i financed has gone up close to 70 points, but now i am stuck with payents which are fine money wise, but im getting reemed intrest wise for the next 4 years, i have 0 lates on anything in years , i just need a bank who can help me with the interest rate, and no i cant afford to pay 1k a month to pay it off sooner

[joedtx]

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@morgan320i wrote:

wondering if anyone had any ideas on banks who will refinace an older car, i have an 06 f250 diesel 139k milesl the kbb is still over 22k,  my current loan is at a horible interest rate and a 518$ a month payment, payment is not an issue, but the interest is, my credit score since i financed has gone up close to 70 points, but now i am stuck with payents which are fine money wise, but im getting reemed intrest wise for the next 4 years, i have 0 lates on anything in years , i just need a bank who can help me with the interest rate, and no i cant afford to pay 1k a month to pay it off sooner

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Have you checked with you local credit union 1st?

[B335is]

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@joedtx wrote:

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@morgan320i wrote:

wondering if anyone had any ideas on banks who will refinace an older car, i have an 06 f250 diesel 139k milesl the kbb is still over 22k,  my current loan is at a horible interest rate and a 518$ a month payment, payment is not an issue, but the interest is, my credit score since i financed has gone up close to 70 points, but now i am stuck with payents which are fine money wise, but im getting reemed intrest wise for the next 4 years, i have 0 lates on anything in years , i just need a bank who can help me with the interest rate, and no i cant afford to pay 1k a month to pay it off sooner

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Have you checked with you local credit union 1st?

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Agree, check with a local Credit Union if you're already a member.  Those diesel Fords will run forever, 139k is barely broken in.  DCU for instance is as low as 1.49%, I just refinanced my car with Penfed (took advantage of a hard pull they already had on file) for 2.29%