Hope someone can help. On 10/24/14 I applied and was approved by Capital one for an auto loan for $30k at 9.56% with an Equifax score of 527. When I got my pack from CO, it said the same score. I didn't get a car, due to what I was looking for wasn't available. Then 12-16-14, I reapplied and the APR was 20.31%! According to Myfico my score increased to a 586. When I got my package from CO it should a 505. Any clue why? I'm not taking the loan and planed to wait until my score hits the mid 600 range.
