My EQ score just finally cleared the 700 mark and i gleefully applied for some online auto loans. i was declined everywhere. then i saw that Experian still had a reference to a tax lien from 1995 that should have fallen off in 2005, like it did on the other two reports. I don't know how i missed it (or forgot about it).
so i rushed the lien-release docs to experian, who should be removing the references (who would want to loan you money for a car that the irs could just sieze). after the experian report updates, i would be needing to reapply. all these applications? will they ruin my score? also, the record of the recent declinations, if I apply to the same banks again, will they just look at my app from this week and decline based on the old info? anyone know? oh what a mess....
