My credit score is in the mid 5's. My wife's car lease is up next month and we need to get a new car. Unfortionitly i was out of work for a month and a half and i missed 2 car payments. my credit is suffering. This month i brough my car current and brought my credit utilization down. Wait for the cards to report. Going from 70% utilization to around 35%. Will my score come up enough to get a lease. Shes set on the ford explorer. Does anyone know how ford is when it comes to credit?
