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dealer financing

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buggle
New Contributor

dealer financing

When you apply for credit at a dealership, do they get one hard pull of your credit report and score to give to each creditor, or is it one hard pull for each creditor.  thanks in advance for your help.
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: dealer financing

Per Lender......and as many times as they want.

Message 2 of 3
llecs
Moderator Emeritus

Re: dealer financing

And remember, per mortgage and auto inquiries only, all pulls within a 14 to 30 day period, and based on the CRA and version of score used, all inquiries count as one single inquiry for scoring purposes. So, if you app (or lender apps) 29 times over a 2 weeks period, even though the inquiries are showing, FICO only dings you for one of thos inquiries.
Message 3 of 3
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