i tried to get a car the end of june and was denied. at the time my four credit cards were maxed out and i had a 2000 downpayment. my credit score was like 570. i just got my car paid off after having a loan for 4 months. it was totalled. so i was told that i had too many inquiries among other things.
so i am tryin to get a car on the 15 of august with between 1000-1500 down. i make 30k a year and been at the job for 6+months recent graduate with all my loans in good standing. my score is now a 588-600. i will be using less than 40% of my credit at that point.
what are my chances of getting approved for a $12-14,000 car loan? who should i ask? i dont want to get denied again. and im not tryin to get too many inquires again so im afraid to try, but i really need a car to get to work. before i had a car with 300/month payment. the dealership figured out financing through wachovia.
