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refi worth it ?

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juggalo9er
Valued Contributor

refi worth it ?

11750 balance @ 4.9%

approved @ dcu for 1,24 with dd. i know the cost is lower but is the hassle worth it?

also wondering if dcu approves for other products off car refi pull?

Message 1 of 7
6 REPLIES 6
blondy250
Established Contributor

Re: refi worth it ?

How long do you have on the note, just on the surface it probably would be IMO.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 2 of 7
juggalo9er
Valued Contributor

Re: refi worth it ?

46 months...45 after the 1st

 

Message 3 of 7
Remember0
Valued Contributor

Re: refi worth it ?

With that long left, I'd refi.

 

Were you preapproved for this refi?

Message 4 of 7
juggalo9er
Valued Contributor

Re: refi worth it ?

yes and for their cc..i know i am taking the cc, i need more to add to the sock drawer

Message 5 of 7
RushXTC
Established Contributor

Re: refi worth it ?

If you're already approved, Then sure... I'd do it.

 

I mean, The payoff quote isn't much higher than the outstanding balance... You'll save money in the long run.

Message 6 of 7
Remember0
Valued Contributor

Re: refi worth it ?

Blank post, created by accident.

Message 7 of 7
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