I'm in the market for an R8. I have 25k to put down. They pulled EQ. Score of 705. I asked for 105k, 4 hrs later nfcu came back with counter of 75k. They refuse to tell me at what APR though. I was asking for a blank check as I was still shopping. They told me they wont give me a check, conditional approval is only good for 10 days, lol. After 10 days, I would have to reapply but they will use the same hard pull up to 30 days. I order to give me the APR, they are telling me stealership has to submit sales order. Any one every experienced this before? I applied for late model used as well 72months. I see the starting rate is 2.99 but i guess they could always go higher correct? Any suggestions on another financial instituion that would be capable of financing 100k? Currently I have chase as my main bank.
