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20 Months post Discharge CreditOne wants me back ...

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getridofccdebt
New Contributor

20 Months post Discharge CreditOne wants me back ...

I burned them in my Chapter 7 with many other banks. Cap1 has let me back in with a small ($500) credit line Quicksilver.

Discover will not let me back in still

 

Don't worry I am not accepting this CreditOne offer!

Message 1 of 5
4 REPLIES 4
Horseshoez
Senior Contributor

Re: 20 Months post Discharge CreditOne wants me back ...


@getridofccdebt wrote:

I burned them in my Chapter 7 with many other banks. Cap1 has let me back in with a small ($500) credit line Quicksilver.

Discover will not let me back in still

 

Don't worry I am not accepting this CreditOne offer!


I clicked on this thread because I was *worried*, glad you're just saying, "No!"

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 2 of 5
AllZero
Mega Contributor

Re: 20 Months post Discharge CreditOne wants me back ...

Congratulations on your offer and will power!

Message 3 of 5
chalupaman
Super Contributor

Re: 20 Months post Discharge CreditOne wants me back ...

Credit Scum can shove it! I'm glad you are not taking their offer. With 20 months out of BK, you can do better anyway. I think that's how much time I've been out of BK as well and look at my signature. But yeah, Discover still won't let me back in either. We are in the same boat. Smiley Happy

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 4 of 5
kittycreditmeow
Frequent Contributor

Re: 20 Months post Discharge CreditOne wants me back ...

I burned credit one in my BK7 to. They won't let me back in. Their loss! Def much better cards out there for rebuilding. I have an abundance of subprime cards and don't want anymore. Lol! My next goal is to garden and then try to get a card through Penfed or Navy. 

Message 5 of 5
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