Tomorrow will make 3 months past my discharge date which was March 8, 2021. I had great credit until I didn't. My student loans reported upside down and creditors started reducing my limits, destroying my Fico score. This was my last option but I have no regrets. Since my discharge I have gotten the following:
Dell Financial- $5000 pulled Experian - March 2021
Williams and Sonoma- $1500 (SCT)- May 2021
Pottery Barn- $1000 (SCT) - May 2021
Lexus - Preapproved for $2500 -May 2021 Didn't apply
Toyota - Preapproved for $1500 -May 2021 Didn't apply
Ann Taylor- approved with SCT Didn't apply- May 2021
Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021 No Hardpulls
Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion
Capital One preapproval in March told me to apply for Platinum and Quick Silver One
Capital One preapproval in June told me to apply for Savor and Quick Silver! I didn't apply yet
Fico was 615 in March Fico is around 630 in June
Every card in my signature got burned in my Chapter 7 plus other store cards
