6 Months Since Discharge CAPITAL ONE CAME THRU!!!!!!

[MoBra]

6 Months After Discharge Here's My Rebuilding Progress

CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668  

Dell Financial- $5000 pulled Experian - March 2021

Williams and Sonoma- $1500 (SCT)- May 2021

Pottery Barn- $1000 (SCT) - May 2021

Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021 

Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards

Lexus - Preapproved for $2500 -May 2021 Didn't apply

Toyota - Preapproved for $1500 -May 2021 Didn't apply

Ann Taylor- approved with SCT Didn't apply- May 2021

[MoBra]

CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668  

Dell Financial- $5000 pulled Experian - March 2021

Williams and Sonoma- $1500 (SCT)- May 2021

Pottery Barn- $1000 (SCT) - May 2021

Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021 

Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards

Lexus - Preapproved for $2500 -May 2021 Didn't apply

Toyota - Preapproved for $1500 -May 2021 Didn't apply

Ann Taylor- approved with SCT Didn't apply- May 2021

[FireMedic1]

Nice little haul. Congrats. Now its time to let them grow your profile. Any installments? No more store cards.

[jjbryant3]

Wow I don't even see how that's possible to bypass all the bankruptcy cap 1 cards to a 10k venture. I thought I was doing good with the plat and Walmart Mastercard 

[Crowhelm]

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@MoBra wrote:

6 Months After Discharge Here's My Rebuilding Progress

CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668  

Dell Financial- $5000 pulled Experian - March 2021

Williams and Sonoma- $1500 (SCT)- May 2021

Pottery Barn- $1000 (SCT) - May 2021

Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021 

Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards

Lexus - Preapproved for $2500 -May 2021 Didn't apply

Toyota - Preapproved for $1500 -May 2021 Didn't apply

Ann Taylor- approved with SCT Didn't apply- May 2021

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Wow, don't get me wrong I am happy for you but Capital One is truly the most forgiving credit card company. You burned them on three cards and they immediately handed you a 10K card? 

[Crowhelm]

CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668  

Dell Financial- $5000 pulled Experian - March 2021

Williams and Sonoma- $1500 (SCT)- May 2021

Pottery Barn- $1000 (SCT) - May 2021

Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021 

Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards

Lexus - Preapproved for $2500 -May 2021 Didn't apply

Toyota - Preapproved for $1500 -May 2021 Didn't apply

Ann Taylor- approved with SCT Didn't apply- May 2021

[FinStar]

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@Crowhelm wrote:

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@MoBra wrote:

6 Months After Discharge Here's My Rebuilding Progress

CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668  

Dell Financial- $5000 pulled Experian - March 2021

Williams and Sonoma- $1500 (SCT)- May 2021

Pottery Barn- $1000 (SCT) - May 2021

Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021 

Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards

Lexus - Preapproved for $2500 -May 2021 Didn't apply

Toyota - Preapproved for $1500 -May 2021 Didn't apply

Ann Taylor- approved with SCT Didn't apply- May 2021

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Wow, don't get me wrong I am happy for you but Capital One is truly the most forgiving credit card company. You burned them on three cards and they immediately handed you a 10K card? 

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That's exactly what the OP posted.  Seems like Capital One liked their profile (post-BK) and gave them a $10K limit.  Not all lenders are that flexible or forgiving so it seem the OP fared well.

[FinStar]

CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668  

Dell Financial- $5000 pulled Experian - March 2021

Williams and Sonoma- $1500 (SCT)- May 2021

Pottery Barn- $1000 (SCT) - May 2021

Spirit Mastercard (Mailed me 3 preapproval) $2500 card will arrive in 7 to 10 days - May 2021 

Ollo Mastercard (Mailed me 2 preapproval ) $2000 card will arrive in 7 to 10 days- May 2021 Pulled Experian and Transunion

Every card in my signature got burned in my Chapter 7 plus other store cards

Lexus - Preapproved for $2500 -May 2021 Didn't apply

Toyota - Preapproved for $1500 -May 2021 Didn't apply

Ann Taylor- approved with SCT Didn't apply- May 2021

[NYC_Fella]

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@MoBra wrote:

6 Months After Discharge Here's My Rebuilding Progress

CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668  

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That's awesome. Capital One gave me a $300 SL 6 months after BK (they were IIB) and never increased it. I finally dumped them. Seems they are getting more lenient.

[NYC_Fella]

CAPITAL ONE VENTURE -10,000 (pulled all 3) Fico at 651,658 and 668  

[MoBra]

Thanks.  No installments yet and no more store cards! 

[MoBra]

I see them give 3k cards the day after a BK or after discharge. I waited for months to apply even though they pre-approved me for Savor Venture and Quick Silver months ago. The initial approvals was for Platinum and Quick Silver One. I kept waiting until I felt my limit would be high enough

[jjbryant3]

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@MoBra wrote:

I see them give 3k cards the day after a BK or after discharge. I waited for months to apply even though they pre-approved me for Savor Venture and Quick Silver months ago. The initial approvals was for Platinum and Quick Silver One. I kept waiting until I felt my limit would be high enough

youre the only person I have ever seen get not only that cl post 7 but skipping the bk7 starter cards. I've never seen anyone bypass those just months out of 7. 

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[MoBra]

That's a new data point then, I have been getting these preapprovals since August see date in bottom right hand of picture