Additional Capital one Card??

[Benefield74]

Thanks in advance for the advice.  I am rebuilding after filing Chapter 7. It was discharged 1 year ago. I have Credit One $450(closing today), Ollo $300 and Cap 1 Savor $1k. All unsecured. Cap 1 is pre approving me for and additional card. Savor, Venture, Quicksilver or Platinum. I would like a Savor REWARDS Or Venture REWARDS, but I am only preapproved for the lesser product. I mistakenly paid my current Savor from the wrong account and although remedied, they will not increase the limit because of a returned payment.

Should I pull the trigger for the additional Cap 1 card and hope it increases my footprint? Cap 1 thus far is the only Preapproval I've been granted.

 Scores are 672eqfx. 669tu and 683exper

[Varsity_Lu]

Have you tried any other banks pre approval tools?  Honestly, Savor is the only card in that list worth having and you already have that.  $1k isn't terrible and you can always cycle it if needed.  Cap One is known for increasing limits (sometimes) with heavy use.  Rather than take a triple HP from Cap One, I'd see if you could get a pre approval for another bank, maybe Chase or NFCU or even AmEx.  It can't hurt to look at your options.

[FicoMike0]

Ditto @Varsity_Lu 

I wouldn't app a card I didn't want just to have another account. Save the hp for one You want. As your scores improve, you'll have more choices.