Apple Card/GS after CH7

Anonymous · ‎03-04-2022

I filed for CH7 back in December of 2021, currently awaiting discharge. My question is, has anyone burned Apple/Goldman Sachs for the Apple card in their BK? If so, were you able to re-apply at any point afterwards? Wondering if there's even a slim chance of getting back in their good graces at some point in the future. The account was marked CANCELLED back in April of 2020 right after COVID became a thing and layoffs took place.

happy friday!

CH-7-Mission-Accomplished · ‎03-04-2022

@Anonymous wrote:
I filed for CH7 back in December of 2021, currently awaiting discharge. My question is, has anyone burned Apple/Goldman Sachs for the Apple card in their BK? If so, were you able to re-apply at any point afterwards? Wondering if there's even a slim chance of getting back in their good graces at some point in the future. The account was marked CANCELLED back in April of 2020 right after COVID became a thing and layoffs took place.

happy friday!

I don't know, but I would just not worry about them. This card and GS is so new that nobody could know for sure. Some people who did not include them in their BK have gotten in 3 years post D/C, but I would not count on it. It's not a very good card so I would just move on.

NaimeseOGK · ‎03-08-2022

Yea don't worry about the Apple card for now. Focus on the rebuilder CCs for now. Apple/GS will most likely deny you especially once your discharged.

HeavyResist · ‎03-10-2022

Leave Apple in the rear view and rebuild with the base cards. Cap One, Secured Discover, etc. Over time as your score increases and you have better oppotunities, Apple wont be any huge loss.