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BK 7 - 6/22/2018

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AJR1
Contributor

BK 7 - 6/22/2018

Ok - Here it goes - Im working with credit agency

Starting scores after discharge :

Equifax 503

Transunion 483

Experian 526

Today

Equifax 621

Transunion 603

Experian 606

I have a Capital One Quicksilver 1000 CL/VS 300 CL/Big Lots 750 CL/Kohls 300 CL

What should I do next  - If 5 payments in a row Cap 1 goes to 1500

I burned American Express/Syncrony/Chase/Citi 

Message 1 of 4
3 REPLIES 3
cartwrna
Valued Contributor

Re: BK 7 - 6/22/2018

Do you have any installments reporting (auto loans, credit builder loans, etc)? If not, I would work on your credit mix, as the diversity should award you nicely :-)
Don’t take your credit for granted, use it with care! These days, catch me in the bankruptcy forum!?
Message 2 of 4
AJR1
Contributor

Re: BK 7 - 6/22/2018

Mortgage - Carrington (Not reporting - Having this looked at)

Car loans - 1 with Citizen and 1 with GM financial

Message 3 of 4
FireMedic1
Community Leader
Mega Contributor

Re: BK 7 - 6/22/2018

It looks like you got what you have over the past 3 months. Another installment wont help. You got that covered. Discover likes a little history. Check their prequal. If its a solid APR. Then maybe they may bite. Theres no rush. Your on the right path. Age is your best friend. Took 3 yrs to get where I'm at. Slow and steady wins the race. Get at least 1 yr of history in and then more things will come your way. Good Luck!



BK Free Aug25
Message 4 of 4
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