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Ok - Here it goes - Im working with credit agency
Starting scores after discharge :
Equifax 503
Transunion 483
Experian 526
Today
Equifax 621
Transunion 603
Experian 606
I have a Capital One Quicksilver 1000 CL/VS 300 CL/Big Lots 750 CL/Kohls 300 CL
What should I do next - If 5 payments in a row Cap 1 goes to 1500
I burned American Express/Syncrony/Chase/Citi
Mortgage - Carrington (Not reporting - Having this looked at)
Car loans - 1 with Citizen and 1 with GM financial
It looks like you got what you have over the past 3 months. Another installment wont help. You got that covered. Discover likes a little history. Check their prequal. If its a solid APR. Then maybe they may bite. Theres no rush. Your on the right path. Age is your best friend. Took 3 yrs to get where I'm at. Slow and steady wins the race. Get at least 1 yr of history in and then more things will come your way. Good Luck!