When I went to the trustee for approval she would only grant me 350per month more and the loan had to be a new car. I never buy brand new so instead I had been saving and paid off my case early. Glad I did because it takes days to get discharged in Illinois the most corrupt backwards state in the union. I want to buy a used car like I did in 2007. You can get a car but have to get approved from your trustee.
What rate did they offer you. I only have one score thats not 600 yet. Transunion who I haven't been able to get a response from with my disputes.
Wells Fargo and cap 1 offered me auto loan days after discharge with ficos in 560s. Ally and Ford both denied. Decided to wait a few months and try again for a better interest rate
Freshstart, did you apply directly with Wells & Cap1? Also were the reports updated showing the discharge? As of right now the only one showing my discharge is my EX and that score is 589. My TU is 566 and my EQ is 614.
Anyone have any luck with Jeep/Chrysler?
My discharge is Feb 16, and I'm trading my 2004 wrangler in on something new with a warranty.
Chrysler Capital (Capitve Lender for Fiat-Chrysler) is a subsidiary of Santander so I assume that they follow similar underwritting rules. I have read on BK forums ppl getting loans with Chrysler Capital a few months after a BK but not sure about about immediately. On the flip side, my buddy got financed right out of BK with 10% down with Santander so YMMV. If you do decide to apply, please let us know how things turn out.