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Bankruptcy discharged.. Now what?

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CreditGuy03
Established Contributor

Bankruptcy discharged.. Now what?

Our bk is discharged and all of our accounts are 0 balance.

Our scores from myfico are 574-576 across the 3 bureaus.

I do need a legitimate secured card to rent a vehicle.

That being said who has a good secured card that is fresh bk friendly?

I burned navy fcu, cap one, barclays, digital federal and amex so they are a no go.
Equifax - 628, Experian -627, Transunion- 654 In the garden until 01/01/2019
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Bankruptcy discharged.. Now what?

Discover (has prequalification link)

Open Sky (no credit check)

 

Message 2 of 4
twono
Frequent Contributor

Re: Bankruptcy discharged.. Now what?

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Secured-Cards-that-Graduate/m-p/4912438

 

Post #42 in the link i posted concerns FNBO platinum secured.  I called yesterday about it but it is not offered in my area.

It's very good because it will graduate into an  unsecured card without application/hard pull and without being reported as a new acct.  So it won't ding your score at all.

 

I've read good things about Wells Fargo and TD Bank.

 

Here's some good info as well....http://www.beverlyharzog.com/the-best-and-worst-secured-credit-cards/

Message 3 of 4
Anonymous
Not applicable

Re: Bankruptcy discharged.. Now what?

@creditGuy03 - TD Bank has a secured card, and it graduates... 

Message 4 of 4
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