So I'm 4 years past discharge in two weeks! I was able to get a Barclays AA Mastercard a few months ago. In my bankruptcy I burned (3) Citi cards. I received an email today that my Barclays card will be converting to Citi in 2025. I haven't tried to apply for a Citi card as I assumed I would be denied, but it feels like a dirty loophole I'm getting back with Citi with this. Or they may just close my account in fear of my past haha
