@Anonymous wrote:
Texas is a big ol ball of hot mess. I know when I've tried suing debtors in Texas it wasn't ever worth it for me, due to the hoops you had to jump through and if/when you got a garnishment those were also tricky to inforce. I'm not sure how the rules are in Texas, but in Oregon and in the other states I've collected in you had to personally serve the person their legal paperwork. Anything under 10k was a small claims case, and we would pay a process serving company to go out and serve the person. If we couldn't physically serve them, or substitute service at the residence, then we would have to go back to court and ask for an alternative method of service which could be a posting at their home or a certified letter. However in my experience most judges don't like the certified letters, so we would have to post the papers at the address and prove to them that we KNEW it was their address and they were avoiding us.
It seems sort of sketchy at least from my collection standpoint that they would just notify you via mail that you were being sued. Maybe they are telling you they plan on suing you, but might not have happened yet? You can always call your county courthouse clerk and ask them if a civil suit has been filed against you and they can tell you yes or no. They of course can't give you legal advice, but you should be able to attend University Google and see what the garnishment/judgment collection guidelines are in your state. I know they change quite frequently, and the last time I tried garnishing someone in Texas it was rediculous since the debtor had to agree to be garnished before they would allow it. Texas is very consumer friendly, same with Utah.
I appreciate your response. The letter I got in the mail was a typed up letter format from a law firm wanting to defend the lawsuit for me, trying to get my business, I'm guessing they generate them letters to people that have active cases out against them and mail them out to try to gain business, that's how I found out about the law suit, it was very recent. There was a case number listed on that letter, so I went to the justice of the peace website and typed in that case number and sure enough the suit was in the system, It listed the party's name, the company and said case status active, there is no other information besides that in the system, so I'm assuming that either a judgement will be entered at some point or another or I should be expecting to get served some time down the line.
