So my pacer says to expect the discharge on the 13th of this month but I don't see anything posted on there since 6/17/19 when the trustee dismissed herself from it after verifying no one could collect and I didn't commit fraud. Since I'm less than a week away shouldn't there be something posted to expect my discharge paper soon? Curious because I have to buy a car right away and I cant even get approved for a secured capital one due to inquiries pre bankruptcy
The inq's are there to stay. Not much you can do about that. The date for DC will happen. But it may a little time for the court clerks to upload the documents to the public record when PACER can list it. Also its best to wait 30 days after DC and get your reports and make sure everything has updated to IIB and 0 balance. Main reason. Mostly everyone gets a score boost because your legally out of debt. You may have a better shot for the car loan then than now with lower scores. But you'll still have a higher APR than usual. But once you rebuild and your scores go up. You can always refinance at a lower rate with a credit union. Car loans and credit cards are 2 separate types of loans. Easier for a car loan than a card. They can take the car away if you dont pay. Its secured. Good Luck!
