cancel
Showing results for 
Search instead for 
Did you mean: 

Cap 1 question

tag
Anonymous
Not applicable

Cap 1 question

Hey everyone just a quick question. I was approved for 2 Cap One QS on August 5th, my 1st statement cut on Sept 5th. Neither of the 2 cards are being reported on any of my credit reports. How long does it generally take for the cards to report? I've ran over $5,000 through both cards this month and paid it practically all off. When the statement cut I had a $14.00 balance one card and a $60.00 balance on the other. I'm so anxious to rebuild after BK, I feel like I need to see results immediately lol.

Message 1 of 6
5 REPLIES 5
1Rebuilding
New Contributor

Re: Cap 1 question

My newly aquired cap one card showed up on all my reports about 3-4 business days after my 1rst statement was due. I feel you...... I'm in the same boat as you and have been using the heck out of both of my new cap 1 cards. I saw a nice bump after the first one posted and should see another once my second card shows up on my reports.
Discharged Chapter 13 late 5/15. Starting my rebuild:
7/28/15 Fico 8: EQ 567-Trans 534-Ex 542-----8/28/15 Fico 8: EQ 632-Trans 622-EX 625
9/25/15 Fico 8 EQ 663-Trans 634-EX 645-----12/9/15 Fico 8: EQ 673-Trans 654-EX 663
2/17/16 Fico 8: EQ 670-Trans 658-EX 676-----3/4/16 Fico 8: EQ 686-Trans 667-EX 686
Message 2 of 6
pizza1
Community Leader
Super Contributor

Re: Cap 1 question

It should report soon, usually by or with the first statement, when they report it to the CRA
Message 3 of 6
Anonymous
Not applicable

Re: Cap 1 question

Cap1 can be odd. I still have one card from July that still hasn't reported on my CR. Should start reporting soon though.

Message 4 of 6
Anonymous
Not applicable

Re: Cap 1 question


@Anonymous wrote:

Hey everyone just a quick question. I was approved for 2 Cap One QS on August 5th, my 1st statement cut on Sept 5th. Neither of the 2 cards are being reported on any of my credit reports. How long does it generally take for the cards to report? I've ran over $5,000 through both cards this month and paid it practically all off. When the statement cut I had a $14.00 balance one card and a $60.00 balance on the other. I'm so anxious to rebuild after BK, I feel like I need to see results immediately lol.


They reported me a couple days after my statement was available online

Message 5 of 6
morgacj2004
Valued Contributor

Re: Cap 1 question

They are on the slow side reporting to the CRAs, but I would expect it to happen for sure by the second statement.


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 6 of 6
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.