Capital One Starter Cards

[Maria80386]

I've read on the forums that Cap1 gives starter cards and they will always be starter cards. My first card with them is now a Venture One, no AF, and recently tripled the CL to 8500$. It's interest rate remains about 25%.

Is this still a starter card?

My other Card is a Quicksilver that won't budge from a $2625 CL and 25% interest rate. I've tried combining the CLs into one card, no. CL increase, no. 
Should I wait six months after the CL increase on the first card and apply for a new Cap1 card, hoping for a better interest rate, or non-starter status? Should I close the starter then reapply? Should I apply now?

The big picture goal is a mortgage in 4.9 years.

[Brian_Earl_Spilner]

Neither of those are starter cards. Starter cards from cap1 are sub $1000 limits. They also tend to be the Platinum and qs1 as the ones you have require excellent credit normally.

[Anonymous]

@Maria80386 - I believe if you payoff the one card they will combine limits and close the other account.  They did it for me before

[Anonymous]

I had a Platinum no fee since august of 2019 with $750 limit. I looked at new preapprovals in January this year and I accepted QS1 with $1000 limit. 2 weeks later they allowed me to have an upgrade from my Platinum to QS but with with the same terms as before. They will offer me CLI in five months on QS1 with $39 AF but nothing on the QS so far. Maybe I'll close it right before the AF is due 11 months from now. QS1 supposed to be considered the starter card and the QS is for much better credit.

[Brian_Earl_Spilner]

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@Anonymous wrote:

@Maria80386 - I believe if you payoff the one card they will combine limits and close the other account.  They did it for me before

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They stopped doing that a while ago. There are rumors that it will be back, but no actual timeline, or if, it will ever come back.