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Capital One requesting copy of DL and SS card?

CleanSlate2017
Established Member

Capital One requesting copy of DL and SS card?

Good morning!

 

I applied with Capital One this morning and got "7-10 days' after using the "prequalifier" application, so I decided to do some recon.

 

After calling the Account Specialist number on the "Credit Card Back Door" thread, the rep looked at my app and said that they are requestiong a copy of my drivers license and social security card??!!  He proceeded to give me a application number, and a fax.  I am not so sure about this, but happy that I wasn't denied out of the gate because they were IIB for very small cc amounts.

 

Any thoughts here??!!  Has anyone else had this experience??!!

DISCHARGED! 3/7/2017

TU 568
EX ? FIKO Equifax 673
5/16/2017 Currently: TU 640, EQ 665, EX 656
Message 1 of 3
2 REPLIES 2
KJT
Contributor

Re: Capital One requesting copy of DL and SS card?

Pretty standard best practice for them. I experienced the same request following my discharge.

BK Filed 06/15 and D/C 09/15 Current FICO 8 April 2020 EQ 720 EX 662 TU 685 AMEX Green NPSL, AMEX Gold NPSL, AMEX Platinum NPSL, AMEX Marriott Bonvoy $3.1K, AMEX Hilton Aspire $3.1K, Apple Mastercard $6K, BOA Unlimited Custom Cash Visa $5K, BBT Travel Reward Visa $7.5K, BBT Brightstar Visa $7.5K, CAP 1 Venture MC 11.2 k, Target $2.2k, Banana Republic $7k, NFCU eSignature Visa $34k, NFCU CLOC $15k, NFCU AMEX Rewards $19.5k, NFCU Classic Visa Signature Flagship Reward $10k, Barclays NFL $17k, PayPal $6.5k, Wal-Mart $7k, Amazon Prime $7k, Care Credit $6K, PENFED Power Cash Reward 20k, PENFED AMEX $20K, PENFED Credit Union CLOC 1.5k, PENFED New Car Loan 6% APR 33k 72 MTHS-Paid Off, PENFED Signature Loan 19k 48 MTHS, Nordstrom 10K; Raymour $5.7, USAA AMEX Reward $10K, USSA Visa Reward $5K, Infiniti Q50 2019 $44K-1.9% APR 72 months. Total CC Limits $285K.
Message 2 of 3
CleanSlate2017
Established Member

Re: Capital One requesting copy of DL and SS card?

Thank you for your qucik response, KJT!  They received my documents, and Rep said it will go through review?  Could take up to 3 weeks she said, then if approved, 3-4 weeks for card to be mailed.  She couldn't give me a time frame where I could call back to check the status, just in the 3 week time frame.

 

 

Crossing my fingers!!!

DISCHARGED! 3/7/2017

TU 568
EX ? FIKO Equifax 673
5/16/2017 Currently: TU 640, EQ 665, EX 656
Message 3 of 3
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