Caution with Anne Taylor SCT - myFICO® Forums - 5409503

myFICO® Forums

Get Access Now

It was a hard pull even with only 4 SS digits.

BK DC 10/18/18
UTD as of 10/8/25 | Cap1 Venture X $40K | Cap1 Venture One $10K | Cap1 Savor $7450 | Cap1 Quicksilver $3400 | Cap1 Kohls $3K | Chase Sapphire Preferred $6K | Skypoint FCU $5K | Apple $6500 | American Express Gold $No set limit
Last app 10/6/25

Message 1 of 13

12 REPLIES 12

Ouch! I'll update the SCT thread in the Approval Section. So sorry.....

BK Free Aug25

Message 2 of 13

No worries, since they already hard pulled I went ahead and tried VS as well
Approved for $150. Done now. Off to the garden for me.

BK DC 10/18/18
UTD as of 10/8/25 | Cap1 Venture X $40K | Cap1 Venture One $10K | Cap1 Savor $7450 | Cap1 Quicksilver $3400 | Cap1 Kohls $3K | Chase Sapphire Preferred $6K | Skypoint FCU $5K | Apple $6500 | American Express Gold $No set limit
Last app 10/6/25

Message 3 of 13

Was VS a hard or soft? Last person was a HP.

BK Free Aug25

Message 4 of 13

I cold apped that one, so hard pull. No hp for coldwater yet though. We'll see.

BK DC 10/18/18
UTD as of 10/8/25 | Cap1 Venture X $40K | Cap1 Venture One $10K | Cap1 Savor $7450 | Cap1 Quicksilver $3400 | Cap1 Kohls $3K | Chase Sapphire Preferred $6K | Skypoint FCU $5K | Apple $6500 | American Express Gold $No set limit
Last app 10/6/25

Message 5 of 13

Ugh! I liked it a few years ago when the SCT was a soft pull only.

Message 6 of 13

Did you get approved for Ann Taylor?

Message 7 of 13

I thought it said I was preapproved for 250$ I accepted and got a HP but I have no email from them like I do when I cold apped VS.

PS. Coldwater creek nailed me too with a HP. Saw it today. No more SCT.

BK DC 10/18/18
UTD as of 10/8/25 | Cap1 Venture X $40K | Cap1 Venture One $10K | Cap1 Savor $7450 | Cap1 Quicksilver $3400 | Cap1 Kohls $3K | Chase Sapphire Preferred $6K | Skypoint FCU $5K | Apple $6500 | American Express Gold $No set limit
Last app 10/6/25

Message 8 of 13

Oh no!!!😢

Message 9 of 13

I guess at least you know you are approved before taking a HP. Brightside?

BK DC 10/18/18
UTD as of 10/8/25 | Cap1 Venture X $40K | Cap1 Venture One $10K | Cap1 Savor $7450 | Cap1 Quicksilver $3400 | Cap1 Kohls $3K | Chase Sapphire Preferred $6K | Skypoint FCU $5K | Apple $6500 | American Express Gold $No set limit
Last app 10/6/25

Message 10 of 13