Charge Off's

[heyarrnold]

Hi all,

So I sat down with my friend and pulled her reports. She filled Chapter 13 bankruptcy in 2012, but it was then converted to Chapter 7 in February of 2014. All three  bureaus report the bankruptcy as being discharged. However, there are three CO's in each bureau These CO's were from 2011. She included these in the bankruptcy. But they are still being reported as CO. 

Can this be disputed via each bureau online? 

[Scupra]

If they were charged off prior to the bk they are reporting correctly. Some have had success getting accounts like that changed to IIBK but YMMV