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Charged off accounts after filing

tag
Anonymous
Not applicable

Charged off accounts after filing

Since I filed bk in March, many accounts were removed from my credit report or changed to chapter 7 petitioned. Do charged off accounts need to change status to the same or do they remain as just charged off?
Message 1 of 2
1 REPLY 1
pizza1
Community Leader
Super Contributor

Re: Charged off accounts after filing

If they were CO before you filed, they are reporting correctly, and can report as a CO, just like lates before you filed, they can report those as well. Anything prior to filing can report as such.

What they can't do is report anything at all negatively AFTER your file date.
Message 2 of 2
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