Chase After Chapter 7 - Success

[SVRB]

Just wanted to come on here and contribute since I've only perused as a guest and have learned a lot. 

Despite all of the very confident posts on here claiming Chase will never take you back after a Chapter 7, I was just approved for a Amazon Visa card to restart my relationship with Chase.

It's been 4 Years and 5 months since my Chapter 7 where I did indeed burn chase for over $20k. I applied for the Amazon Visa, and was denied. After a brief convo with a underwriter on the recon line, I was approved for the Prime Visa. Albeit with a $500 credit limit, but Im not in it to finance anything, just to get back in with Chase.

Since my BK I have bought a house, financed a motorcycle and opened a few credit cards. 

My post BK credit cards are:

Cap 1 Savor one $10.5k

Cap 1 Quick Silver $13.25k

Cap 1 Venture X $25k

Ashley Synchrony $10k

Home Depot Citi $5k

Prime Visa Chase $500

I don't carry a balance on any card CC from month to month except for the Ashley card with the 0% interest.

[LIGHTNIN]

Hi and Welcome to the myfico family!🙃

So glad you shared, your success after BK.

This info will help others and give them HOPE, that there's a way back from BK.

Giving people HOPE is à amazing feeling for the person giving it and the people receiving HOPE!!💞

[simoncww]

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@SVRB wrote:

Just wanted to come on here and contribute since I've only perused as a guest and have learned a lot. 

Despite all of the very confident posts on here claiming Chase will never take you back after a Chapter 7, I was just approved for a Amazon Visa card to restart my relationship with Chase.

It's been 4 Years and 5 months since my Chapter 7 where I did indeed burn chase for over $20k. I applied for the Amazon Visa, and was denied. After a brief convo with a underwriter on the recon line, I was approved for the Prime Visa. Albeit with a $500 credit limit, but Im not in it to finance anything, just to get back in with Chase.

Since my BK I have bought a house, financed a motorcycle and opened a few credit cards. 

My post BK credit cards are:

Cap 1 Savor one $10.5k

Cap 1 Quick Silver $13.25k

Cap 1 Venture X $25k

Ashley Synchrony $10k

Home Depot Citi $5k

Prime Visa Chase $500

I don't carry a balance on any card CC from month to month except for the Ashley card with the 0% interest.

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What did you tell them when you were calling for recon?