@nomadic_triathlete wrote:I was DC'd from a CH7 in 2019 and a Citi card was included ....
Does anyone know with the Citi Secured CC once you graduate from secured to unsecured is there a possibilty to change the card to a different Citi CC? I'm looking to try to get one of the travel reward CC's. So I'm wondering if getting a secured card is a path to one.
Do you know if they'll even give a secured card?
A year or so after my Chapter 13 was discharged I researched getting a Citi secured card and found they do eventually graduate, but graduation can take years. I decided to try anyway just to get back in with Citi; I got a single HP and a denial for my efforts.
Citi is one lender I have to cross off my list probably permananently, and that may be the case for the OP as well depending on how bad they were burned.
@Yesitsme7 wrote:My BK was discharged 3 years ago. 2 Citi cards were included. Since the discharge, I have gotten 3 credit cards and an auto loan with different financial institutions.
I applied for the Citi secured and they denied me also. I called for reconsideration and they told me with the BK showing, they can't reverse the decision.
Am I permanently blacklisted from Citi?
Odds are good you are blacklisted for a long time. Permanently? Not sure anybody can answer that question.
FWIW, my bankruptcy is now off my records, but I'm still blacklisted by Citi.
@Horseshoez wrote:
@Yesitsme7 wrote:My BK was discharged 3 years ago. 2 Citi cards were included. Since the discharge, I have gotten 3 credit cards and an auto loan with different financial institutions.
I applied for the Citi secured and they denied me also. I called for reconsideration and they told me with the BK showing, they can't reverse the decision.
Am I permanently blacklisted from Citi?
Odds are good you are blacklisted for a long time. Permanently? Not sure anybody can answer that question.
FWIW, my bankruptcy is now off my records, but I'm still blacklisted by Citi.
**bleep**! I want American Airlines card back 