I checked my credit report again this month, 1 month after BK Ch 7 discharge. There are 4 accounts that are listed in collections, but appear to have a $0 balance.
CREDIT MGMT 11 CENTURYLINK
HLTHCARE COL MED1 02 BANNER GOOD SAM
QUANTUM COLL 12 P M T
RCVL PER MNG 05 COLUMBIA HOUSE
All of them say either "Included in Bankruptcy" or "Chapter 7" in the remarks, and have a $0 balance. However, they are listed as delinquent and in collections. Is this supposed to be like that? It makes it look like it's an active collections account.
Thank you for your time.
