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Discharge TODAY!

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angelofmusic86
Frequent Contributor

Re: Discharge TODAY!


@Anonymous wrote:

@angelofmusic86 

Sorry about the glitch but it should be a simple fix and you'll be wrapped up soon! Let us know when you get your discharge!! Smiley Wink


Thank you!  It's just hard being so close to discharge and getting that last minute speedbump.  Fingers crossed it is smooth sailing until the end of August (new discharge date).

CH7 Filed 05.01.2020; Discharged 10.21.2020

10.22.2020 FICO8 Scores: EQ 615 TU 560 EX 581
06.28.2023 FICO8 Scores: EQ 663 TU 663 EX 661

Rebuild progress: CapitalOne Kohl's Visa $3,000; CapitalOne Quicksilver$0AF $9,600; CreditOne Rewards $700; CapitalOne Venture$0AF $6,000; PenFed PCR $9,600; Kemba Signature Visa $5,000; CreditOne$0AF AMEX $1,500; Target RedCard $500; Wells Fargo Autograph $1,500; Comenity Ultamate Rewards MC $4,900; CapitalOne Savor One $500; Amazon Store Card $5,000; Synchrony TJ Maxx Mastercard $5,000; Well's Fargo Reflect Visa $3,500; Citi AAdvantage MC $5,000
Gardening until absolutely necessary.
Message 11 of 15
Anonymous
Not applicable

Re: Discharge TODAY!

@angelofmusic86 Sure I get it. The last minute speedbump can be a pain but you're almost there. Just a couple of weeks to go! Hang in there; the fresh start is right around the corner! Smiley Wink

Message 12 of 15
Anonymous
Not applicable

Re: Discharge TODAY!

congratulations!

Message 13 of 15
chrissyo29
Established Member

Re: Discharge TODAY!

Hello everyone,

 

  I too was discharged today. It is a big relief and looking forward to using this wonderful website ( which ive been lurking on for about 6 months) and learning from others that ave gone b4 me.   My lawyer does a credit rebuild with the bankrupcy, waiting for her next steps too

Smiley Happy

src="http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC" title="Seedling Garden Club Member" border="0" width="50" height="67" align="right">
Message 14 of 15
Anonymous
Not applicable

Re: Discharge TODAY!


@chrissyo29 wrote:

Hello everyone,

 

  I too was discharged today. It is a big relief and looking forward to using this wonderful website ( which ive been lurking on for about 6 months) and learning from others that ave gone b4 me.   My lawyer does a credit rebuild with the bankrupcy, waiting for her next steps too

Smiley Happy


@chrissyo29 a huge congrats on getting the BK in the rearview mirror! After you see that it's reporting on all bureaus you can start your new journey. Yay! Honestly, you are in the right place to experience massive success and really don't need your attorney's program. The steps are so simple to get going as I am sure you've read here. Make sure your reports are showing the BK discharged. Try Cap One and Disco prequal sites and see if there is an offer. Pick up 2-3 bank cards (and be prepared that they may be secured at first). Pick up a Self Lender Loan or similar if you don't already have an installment loan (I like Self because it doesn't require a security deposit). Use each card monthly and PIF before the statement cuts. That's it. Check your progress at 6-12 months and adjust at that time. 

So happy for your new rebuild! Please keep posting and I look forward to following all your new success!! Smiley Very Happy

Message 15 of 15
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